Legal Policy
Terms and Conditions of Use
Please review these terms and conditions of use ("Terms of Use") carefully as they govern your access and/or use of this website ("Site"). By accessing this Site and any pages contained within it, you acknowledge your agreement to, and understanding of, these Terms of Use without limitation or qualification. These Terms of Use may be updated at any time by modifying this Site. Your continued use of this Site constitutes your acceptance of any such revisions, and therefore, we recommend periodically visiting this page to review the most current Terms of Use.
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This Site is owned and operated by Meddix First and its subsidiaries and affiliates (collectively referred to as "Meddix Insurance"). Meddix First makes no representation that the information on this Site is suitable or available for use in all States or locations. Users accessing this Site do so voluntarily and are responsible for complying with all relevant laws. The laws of the United States and the Commonwealth of Pennsylvania shall govern this Site, these Terms of Use, and any claims arising from this Site.
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Warranty Disclaimer
To the fullest extent permitted by applicable law, the materials on this Site are provided "as is" and without warranties of any kind, either express or implied. Meddix First disclaims all warranties, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. Meddix First does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this Site or the server that makes it available are free of viruses or other harmful components. Meddix First also does not warrant or make any representations regarding the accuracy, completeness, reliability, or suitability of the materials on this Site. Users assume all risk associated with the use of this Site, including but not limited to, any loss of data or damage to computer equipment.
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The information and descriptions provided on this Site are intended for general informational purposes only and may not encompass all terms, exclusions, and conditions applicable to the products and services offered by Meddix First. For specific details, users are encouraged to refer to the actual policy or relevant product/service agreement. The information on this Site pertains solely to products and services available through licensed insurance agents and brokers, and to customers residing in the United States.
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Users are responsible for evaluating the accuracy, completeness, suitability, and usefulness of any opinions, advice, products, services, or other information provided on this Site, and for determining its applicability to their individual circumstances. All information on this Site is provided without any guarantee or warranty as to its accuracy or suitability for any particular purpose. Meddix Insurance, its authors, publishers, and distributors assume no liability whatsoever in connection with the use of this Site. Users are advised to consult their legal or tax advisors for guidance specific to their situation.
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Limitation of Liability
While Meddix First makes reasonable efforts to ensure the accuracy and timeliness of information on this Site, errors or omissions may occur. To the fullest extent permitted by applicable law, Meddix First and any party involved in creating, producing, or delivering the Site shall not be liable for any direct, incidental, consequential, indirect, or punitive damages arising from the use of, or inability to use, the materials on this Site, even if Meddix First or its authorized representatives have been advised of the possibility of such damages. Additionally, Meddix Insurance assumes no responsibility for any damages to, or viruses that may infect, users' computer equipment or other property resulting from access to, use of, or browsing on this Site, or from downloading any materials, data, text, images, video, or audio from this Site.
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Restrictions on Use of Materials
This Site is owned and operated by Meddix First. Meddix First owns the copyright or holds the appropriate licenses for all text and graphics displayed on this Site. Unless expressly permitted by Meddix First, no materials from this Site or any website owned, operated, licensed, or controlled by Meddix First may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any manner.
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Users may download material displayed on this Site for personal use only, provided that all copyright and other proprietary notices are retained. Users may not reproduce, download, copy, distribute, modify, transmit, reuse, repost, or use the content of this Site for public or commercial purposes without the express permission of Meddix First. Permission requests should be sent to Meddix Insurance, Attention: Legal Department, Address: 2403 Wooten Blvd, Suite A, City: Wilson, State: NC, Zip Code: 27893.
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Intellectual Property
"Meddix First" and associated logos are registered trademarks of Meddix First or its affiliated companies. All trademarks, service marks, trade names, logos, and icons are the property of Meddix First, except for any trademarks or service marks owned by third parties and displayed on this Site.
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Meddix First does not warrant or represent that the use of materials displayed on this Site will not infringe upon the rights of third parties. Nothing contained on this Site should be construed as granting any license or right to use any trademark displayed on this Site without the written permission of Meddix First. Users are prohibited from using any copyrighted materials displayed on this Site without the prior written consent of Meddix First.
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No Offer
The information provided on this Site is not intended to solicit or offer products or services. It is not a comprehensive description of all terms, conditions, and exclusions applicable to the products and services described. Information on this Site may become outdated and less accurate over time.
For complete and current information on insurance coverages or other products/services, users should contact Meddix First directly or consult a local independent insurance producer. Insurance products and services referenced on this Site may not be available in all states or jurisdictions. Meddix First and its subsidiaries and affiliates may not be licensed to provide information on some or all insurance products and services in certain states or local jurisdictions. The information on this Site is not a substitute for professional advice. Users are advised to consult appropriate advisors for specific guidance.
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Links
Links to external websites not maintained by Meddix First are provided for informational and convenience purposes only. These external websites are independently operated and maintained by organizations and entities unaffiliated with Meddix First.
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Meddix First assumes no responsibility or liability for any external websites linked from or to this Site, including their content and operation. Meddix First does not review or monitor these external websites and does not endorse or approve of their contents. Links to external websites do not constitute endorsement, referral, approval, advertising, offer, or solicitation on behalf of Meddix First. Users accessing external websites linked from this Site do so at their own risk.
The owner of any external website linking to a Meddix First website is an independent entity and may not bind Meddix First to any contract, agreement, policy, or obligation without prior written approval from Meddix First.
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External website owners may not link to this Site without prior written consent from Meddix First. External website owners are solely responsible for the content, accessibility, use, and control of their websites. Any use of Meddix First service marks, trademarks, logos, or other designations in linking to this Site must be done with the written permission of Meddix First and solely for the purpose of providing a link to this Site. Meddix First reserves all rights to its service marks or trademarks used in links to this Site by external website owners, and any such marks remain the sole property of Meddix First.
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Furthermore, nothing on this Site should be interpreted as granting a license or any other right to use copyrighted materials displayed herein. Downloading or printing materials from this Site does not result in the transfer, explicit or implied, of any rights.
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In conclusion, users are encouraged to review and understand these Terms of Use before accessing or using this Site. By continuing to use this Site, users agree to abide by these Terms of Use. If you have any questions or concerns about these terms and conditions, please contact Meddix First at Info@MeddixFirst.com.
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Thank you for your attention to these Terms of Use.